Starting a business today is easy but you really need to make sure you have the proper type of insurance coverage in place before you start selling products. You might be wondering what type of insurance coverage you really need. There are different types of insurance policies some cover product liability and some insurance will cover general liability. The general liability business does not typically include any form of professional indemnity insurance. The product liability insurance coverage has been made or design to protect the the different businesses from the lawsuits or different types of claim injuries and danger to the property which are arising from the uses of the product which they have defected. If for e.g some one is using a product your business sold, and the defect of that product causes any harm, injury or danger to the property then may be your business can be sued.